Attention homeowners in Roanoke and Roanoke City County: Need an appraisal?
Check out the top reasons Virginia homeowners order from Appraisal Source of Virginia:
At Appraisal Source of Virginia, we understand the individual needs of a consumer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a consumer that ordinarily doesn't look at appraisals every day, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.
Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in a local area that's going down. That only means you're paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Appraisal Source of Virginia is your perfect weapon when contesting your property tax assessment.
PMI Removal AppraisalsAn attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping folks just like you remove unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?If your property is in a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow point of view. A professional appraisal from Appraisal Source of Virginia can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Have you just been handed a copy of your appraisal and you'd like to have a veteran appraiser double-check it for efficiency or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.